Your new home starts here with, no headaches and complete peace of mind

Financing your home in Portugal or protecting what you’ve built can be simpler than you think. Here you’ll find real guidance, access to the best conditions, and a clear and reliable process from beginning to end.

Banks and Lenders That Trust Our Work

Solutions that bring you closer to your goals with peace of mind and confidence

Financing a property or choosing the right insurance doesn’t have to be complicated. Here, you’ll find the right solutions designed to simplify the process, protect what matters most, and save you time

Home Loans and Mortgages

Special conditions to buy, build, transfer, or refinance your property in Portugal. You’ll receive full guidance and direct access to top banks in the country.

Truly personalized insurance

Life, health, auto, and home insurance tailored to your reality. No fine print, no confusion, just what makes sense for your needs.

Less time wasted, better decisions made

We handle all the paperwork and negotiations with banks and insurance companies, so you can focus on what really matters: living with peace of mind.

Direct access to top financial institutions

We work with trusted banks and insurers to guarantee competitive, transparent offers aligned with your profile.

Schedule your personalized consultation and move forward with confidence

Let’s talk about the best ways to finance your property or choose insurance plans that truly fit your needs.

During the consultation, you’ll gain a clear understanding of your options and receive honest guidance to make smart and advantageous decisions with complete peace of mind.

Online or in-person meetings

Clear explanations

Full focus on your goals

Stress-free financing focused on what you really need

From buying your dream home to reorganizing your finances or growing your business, here you’ll find credit solutions that match your moment in life with fair conditions, real guidance and a simple, transparent process.

Home Loans

Solutions for purchasing, building, transferring or refinancing your property. Get full support to find the best offers from top banks in Portugal.

Personal Loans

Perfect for turning plans into reality, covering unexpected expenses or funding a personal project. Flexible conditions, quick processing and easy approval.

Loan Consolidation

Combine your existing loans into a single payment and reduce your monthly burden. A smart way to regain balance and peace of mind.

Business Financing

Financial solutions to support your company’s growth including credit, leasing and strategic consulting. Ideal for entrepreneurs looking to scale responsibly.

Vehicle Loans

Finance your car or motorcycle whether new or used with speed, fair rates and full support throughout the process.

Insurance solutions designed to protect what you love and everything you've built

True peace of mind comes from knowing that, no matter what happens, you’re covered.Here you’ll find smart insurance plans to protect your life, your property and your well-being, with simple processes and clear guidance every step of the way.

Life Insurance

Financial stability for your family in unexpected situations. Plans that provide real support when it matters most.

Health Insurance

Access to quality medical care with the freedom to choose. Coverage tailored to your lifestyle and personal well-being.

Work Accident Insurance

Essential protection for employees and self-employed professionals. Safety and support in your professional activities.

Home and Contents Insurance

Protection for your home or business against accidents, theft and property damage. Peace of mind for those who have already achieved their space.

Personal Accident Insurance

Fast and flexible coverage in case of accidents. Ideal for everyday physical protection.

Life Insurance

Financial stability for your family in unexpected situations. Plans that provide real support when it matters most.

Health Insurance

Access to quality medical care with the freedom to choose. Coverage tailored to your lifestyle and personal well-being.

Work Accident Insurance

Essential protection for employees and self-employed professionals. Safety and support in your professional activities.

Personal Accident Insurance

Fast and flexible coverage in case of accidents. Ideal for everyday physical protection.

Home and Contents Insurance

Protection for your home or business against accidents, theft and property damage. Peace of mind for those who have already achieved their space.

The right person to guide you with clarity and confidence

Behind every successful approval is someone who understands not just numbers, but people. Diogo Almeida is a specialist in home loans and insurance, with recognized experience throughout Portugal and among international clients who trust him to finance their property in the country with confidence.

As Director of DS Crédito in Quarteira and DS Seguros in Faro, Diogo combines technical knowledge, real experience and a strategic approach to turn bureaucratic processes into informed, smooth and beneficial decisions.

His strength lies in his close support, deep market understanding and the way he leads each step with full focus on what is truly best for the client. More than just finding good conditions, he helps you make the right decisions with clarity, trust and peace of mind.

The right person to guide you with clarity and confidence

Behind every successful approval is someone who understands not just numbers, but people. Diogo Almeida is a specialist in home loans and insurance, with recognized experience throughout Portugal and among international clients who trust him to finance their property in the country with confidence.

As Director of DS Crédito in Quarteira and DS Seguros in Faro, Diogo combines technical knowledge, real experience and a strategic approach to turn bureaucratic processes into informed, smooth and beneficial decisions.

His strength lies in his close support, deep market understanding and the way he leads each step with full focus on what is truly best for the client. More than just finding good conditions, he helps you make the right decisions with clarity, trust and peace of mind.

testimonials

Let’s Talk

Ready to take the next step? Send us a message and we’ll help you move forward with confidence.


    Diogo Almeida

    Director at DS Intermediários de Crédito – Quarteira
    Director at DS Seguros – Faro Riamar

    DECISÃO ORDENADA, LDA., tied Credit Intermediary, registered under no. 0006056, authorized by the Bank of Portugal to provide consulting services and authorized to provide credit intermediation services (Presentation or proposal of credit contracts to consumers; Assistance to consumers through preparatory acts or other pre-contractual management activities related to credit contracts not presented or proposed by them). Types of credit contracts covered: Mortgage Credit and Consumer Credit. Lenders or groups of lenders with whom it maintains binding agreements: BANCO BPI S.A., BANCO SANTANDER TOTTA, S.A., CAIXA GERAL DE DEPÓSITOS, S.A., NOVO BANCO, S.A., BANCO CTT, S.A., BANKINTER, SA – PORTUGAL BRANCH, ABANCA CORPORACIÓN BANCARIA, SA, PORTUGAL BRANCH, UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A., UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – PORTUGAL BRANCH, BANCO BIC PORTUGUÊS, SA., BNI – BANCO DE NEGÓCIOS INTERNACIONAL (EUROPE), S.A., COFIDIS, BANCO PRIMUS, SA., 321CRÉDITO FINANCIAL CREDIT INSTITUTION S.A., BNP PARIBAS PERSONAL FINANCE, S.A. – PORTUGAL BRANCH, SICAM – CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO. Information can be verified at https://www.bportugal.pt/intermediariocreditofar/decisao-ordenada-lda.

    © 2025 Diogo Almeida. Todos os direitos reservados.
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